Who Are We Listening Too?

Many time we get stuck in the regular routines of life because we let society pick and choose our future. See, we are trained to be average all of our life. Often the practical skills are over looked. No one teaches us how to manage our money, how to reach for our dreams, and how to be positive. Unfortunately, most people want to nail our feet to the floor, stomp on our dreams and discourage us, all while stealing our future. That is, if we listen to them. Walt Disney called them well poisoners. Their is now a preconceived idea that we have to go get a mediocre job , get mediocre pay, and live mediocre lives. Have you ever heard the saying "we have to play the cards we're dealt". I am here to tell you that you are the only person that controls you future no one else. Don't drop your dreams and goals in the waste basket. Get proactive in your approach to achieve your goals and dreams. You must become more efficient, and not only that more effective. What are you doing to develop yourself personally. Gather your resources and take initiative. Are you still watching the negative news every night before bed? Stop! They thrives on negativity and brings us down with them. Do you take financial advice from your broke friends and family? Stop! Do you let other people control your emotions? Stop! Now, Do you look at the positive side of thing. Do you try to encourage people? Do you help people by forming win win situations? Here's some tips. Try affirmations: Look in the mirror and tell yourself I am good mother or father, I am a good husband or wife, I am worth 30,000 dollars a month. I am a hard worker. These things will breed positivity in you, which will begin to rub off on others. Including your children. Instead of scolding them try encouraging them to do the right thing and watch them try to live up to the standard you have set in their mind. Be positive! What are you reading and listening too. Try encouraging books by authors like Dave Ramsey, John Maxwell, Stephen Covey, Zig Ziglar and I could go on and on. Ask yourself this question. Where do you see yourself this time next year or three years form now. If the out come is not what you would like, start changing it now. You hold the key to your future!!

Are You A Leader?

Its time for many of us to stand up and take control of our lives. If you find yourself in a job you hate and the circumstance around you are terrible like stress, lack of family time, long hours, rocky marriage, then start changing them. Many people get use to the regular routines of their life and before they know it 10 or 15 years have past. Don't let his happen to you. Leaders take charge of their life and do not I mean do not let their circumstance dictate there future. Leaders take action when necessary. Leaders have good judgment and find a better course of action. Leaders do not let their emotions control them and never..... let other peoples emotions control them. Leaders are rock solid and confident. The beautiful thing, is that you posses everything you need to be a leader right where you stand. The question is what are you willing to do to find it. Are you willing to change the mix. Insanity is doing the same thing over and over again and expecting a different result. Who are you listening too? Do you let your broke friends give you financial advice. Have you let people stomp on you childhood dreams? Did you quit dreaming about that beach home or that nice car (with the title)? Did you aim to high and miss or aim to low and hit? Let me encourage you to make the necessary change in your life to be the leader you are destined to be! Take a second and consider these questions. Write your answers down. How many years have you been working, since you graduated? How much money do you have, right now, that you could get in case of an emergency? Example money in you savings account (liquid money). Be honest, equity in you home does not count. Now lets say you doubled that amount in the next 25 years. Are you anywhere close to where you want to be financially? Could you retire? Probably not! Its time to change the out come of your future. Now the time for action. IT STARTS WITH YOU AND IT STARTS NOW!!!!

The Budget Is The Key

What has made Misty and I so successful in life is the fact that we learned how to control our money instead of it controlling us. This task is impossible without a budget. A budget will help you track every dollar that is being spent. Is will solve many of the financial stress that living paycheck to paycheck creates. If you argue with your spouse about money its because you don't have a budget or you have a ineffective one. I promise you this, a good budget will solve many of your problems. This must be a team effort from both husband and wife. You must agree on it for it to work. Once it is laid out and you have given every dollar a name FOLLOW IT!!!! It may take a few months to tweak your budget.What you will find is that it will relieve stress and maximize the impact of money in you life. (AKA a larger savings account) Remember money is only a tool to get us where we want to go. This will in turn send you down the road toward financial success. I strongly encourage each couple to sit down for a couple of hours a month and structure a budget that will be suitable for your household. Discipline is a must if you want to succeed financially. Its time to stop wasting you money and started changing your thought process. I BELIEVE YOU ALL POSES THE POWER TO BE SUCCESSFUL FINANCIALLY!!!! Its Time To Change Your Mind!